Loan Rates

Loan Rates

TypeTermAnnual Percentage RateNotes
New & Used Auto60 Months Max. as low as 3.75% 
New & Used Auto72 Months Max.as low as 4.75%Amount financing must be over $15,000
New & Used Auto 84 Months Max.as low as 5.75%Amount financing must be over $20,000
Used Auto (Older than 7 yrs)60 Months Max.as low as 7.50% 
Signature- Unsecuredup to 60 monthsas low as 8.99%$500 - $10,000
Share Secured48 Months Max.4.55% 
Visa Credit CardsRevolving1.99% Introductory APR for 12 billing cycles. After that your APR will be 12.50%No annual fee or balance transfer fee
*No Credit Check- Easy Loan *must be actively working & a member in good standing for 3 months. Loan repayments (must be automated) - must have an established payroll deduction or direct deposit. Some restrictions apply, call for details4 Months Max28.00%$500-$1,000 (maximum amount not to exceed 2 week gross pay)
*Credit Builder Loan* - must be 18 yrs of age and a member in good standing and actively working. Loan proceeds will be deposited to your savings account and used as collateral for the loan. Funds will be made available for withdrawal incrementally as the loan is paid down. Loan repayment (must be automated) - must have an established payroll deduction or direct deposit. Some restrictions apply, call for details.12 - 24 Months8.00% $500 - $3,000
Loan Special- Some credit restrictions apply. Rate subject to change12 Monthsas low as 6.99%$1,000.00
All loans are subject to approval by the Loan Officer.
All loan applications must include a copy of paystub for income verification.
Incomplete applications will be returned to the member for completion which will delay the processing of your loan.
Rates effective November 1, 2022